From Token option, you can create token to send bKash Money to someone who does not have a bKash wallet. Afterwards, he can encash the token amount from any bKash agent. Here is how you do it-

You have received your “Token Number” in that message which you will have to communicate to the receiver along with the Secret Code provided by you during creating the token. The receiver needs to go to a bKash agent along with his Photo ID to encash the token in 14 days from its creation.

It is also possible to send money using bKash even if you do not have a bKash wallet. To do that, go to a bKash agent and do the followings -

After Token is successfully created agent will write down the Token Number, Transaction ID and sign the receipt. Give the token amount along with service charge to agent, sign the token receipt and collect your copy. And for encashment, follow the same process of communicating the Token Number and Secret Code to the receiver as mentioned earlier.