Mr. Shameran Abed is the chairman of the Board of Directors of bKash Limited. He is part of the senior management of BRAC's Microfinance Programme in Bangladesh, which accounts for a major portion of Bangladesh's over $3 billion and 22 million borrower microfinance industry. In addition to managing a part of field operations, he works on product development and delinquency management issues. Prior to joining BRAC, Shameran worked as an editorial writer at one of Bangladesh's main English daily newspapers where he wrote primarily on politics.
He has an undergraduate degree in Economics from Hamilton College in New York, and qualified as a lawyer and was called to the Bar of England and Wales from the Honourable Society of Lincoln's Inn in 2006.
Mr. Ryan Gilbert is a Director of bKash Limited nominated by BRAC Bank Limited. He is the co-founder and CEO of Better Finance, providing innovative financial solutions to small businesses through partnerships with retailers and financial institutions.
His 20 years of payments and start-up experience include executive and strategic development roles at VC firm Venrock, Real Estate Payments Company, PropertyBridge (acquired by MoneyGram), Wells Fargo Bank and Andersen Consulting.
He is a director of River City Bank, and an investor in payment companies including Eventbrite and Square.
Ryan is a member of the State Bar of California and YPO. Ryan holds a B.Com and LLB degrees from the University of the Witwatersrand, Johannesburg.
Mr. Shinya Yoshino has over 16 years of experience in the financial and technology sectors in Japan, the U.S., Asia, Latin America, and several other emerging markets. His career with IFC began in 2007. At IFC, he has played a key role in implementing venture capital investment and corporate finance projects in FinTech. His responsibilities also included managing multiple portfolio companies. He focuses on early stage/growth investments in FinTech. He is currently leading the global portfolio operations of IFC's FinTech investments and managing 45+ active investments globally. Prior to joining IFC, Shinya worked for technology giant Mitsubishi Corporation, where he was responsible for investments in IT businesses, business development, and strategic partnerships. Shinya holds a BA from Keio University and an MBA from Harvard Business School.
Mr. Nicholas Hughes is a Director of bKash Limited nominated by Money in Motion LLC. He is the Managing Director of Signal Point Partners, established in 2009 to focus on mobile commerce opportunities in emerging markets. Hughes was previously Head of Mobile Payments at Vodafone, where he founded the payment service M-PESA. In Kenya, M-PESA has attracted more than 13 million subscribers since its launch in 2007.
In 2010 Hughes was a winner of The Economist's Innovation Award for Social & Economic Impact. He holds a PhD In Applied Science (1992) and an MBA with distinction from London Business School (2001).
Mr. Arun Gore is a Director of bKash Limited nominated by Money in Motion LLC. He as the President and CEO of Gray Ghost Ventures is responsible for portfolio management and day-to-day operations of the management company Gray Ghost Management & Operations. He also serves as a board member of a number of the Portfolio Companies. Arun understands the markets, challenges and opportunities associated with investing in early-stage businesses and bring an informed perspective and practical experience to the bKash Management.
Arun has an extensive background in mobile telecommunications, international supply chain and financial consulting. His 35+ years of experience in the United States, Asia, Africa and the Middle East, includes serving as a member of the executive team at T-Mobile USA as the Chief Financial Officer of Cook Inlet T-Mobile and has been valuable in underwriting international investment opportunities and working with the entrepreneurs of portfolio companies. His role, as a part of the senior management team at T-Mobile, included market & sales operations, managing joint ventures, M&A and fund raising. Arun also brings a wealth of entrepreneurial experience as the prior owner and manager of SAI, an international supply company for oilfield and energy supplies with operations in 13 countries and Atex Oil Company, a wholesale and retail oil refining and distribution business where he was responsible for the finance, inventory, asset protection and fleet management. His prior work also included international M&A, auditing and taxes.
Since 2006, Arun has been actively engaged in promoting and supporting impact investments for Gary Ghost. In 2008, he moved to Atlanta to take over the management of the impact investment funds and subsequently, the management of the entire Gray Ghost operations. He completed his undergraduate studies in India and holds dual degrees: a BSC in the Sciences and a BS in Accounting. He completed post-graduate studies in the United States and holds an MBA in Finance.
Mr. Meheriar M. Hasan is a global thought leader, innovator and a voice of authority in the realm of digital banking, bringing with him 35+ years of rich experience in breakthrough innovation and pathbreaking disruption, building direct/digital distribution channels to generate new profit sources at some of the world’s largest financial institutions. He possesses an unparalleled track record in enabling businesses to accelerate profitable growth through design thinking and building multi-channel sales/service processes and platforms.
Notably, Mr. Hasan founded Terafina Inc, a leading digital omnichannel sales solution provider in the financial services space. He also served as Senior Advisor to McKinsey from 2012-14 and was also a guest lecturer at the University of Southern California, Marshall School of Business, from 2006-08. Mr. Hasan holds a Master of Science in Finance, Master of Arts in Economics and Bachelor of Arts in Economics with a minor in Mathematics from the University of Arizona.
Some of Mr. Hasan’s most distinguished engagements include the following:
Defined the vision and led the building of Terafina, which was ranked amongst the top-two fintech disruptors by Celent. Terafina was acquired by NCR Corporation in February 2021.
As head of digital banking at US Bank, he led the build-out of one of the largest digital banking channels in the country in record time, which now delivers millions of dollars of bottom-line. The digital channel ranked first in overall customer experience by Keynote, a third-party benchmark.
As Executive Vice President at Wells Fargo, he designed and developed one of the largest direct-to-consumer/digital lending channels in the financial services industry, resulting in 100% growth in revenue, 118% growth in net income and 104% growth in portfolio balance over a three-year period.
He designed and delivered the largest digital sales channel in the financial services industry at Wells Fargo, integrating call center and branch, which resulted in 190% growth in core bank product and investment product sales over a two-year period.
He was responsible for the design, engineering and management of B2B and B2C products for Digital Insight, the largest online banking application service provider in the US to serve credit unions and small/mid-sized banks.
At Transamerica, he pioneered the first private-labeled direct-to-consumer channel in the insurance industry, fully integrated with independent agencies and business back-office operations.
Over his long and resplendent career, Mr. Hasan, in addition to his current membership on the Board of BRAC Bank, also holds Board membership across such other prominent companies as Toyota Financial Savings Bank (since 2015) and Mechanics Bank (since 2013).
Mr. Kazi Mahmood Sattar is a Director of bKash Limited nominated by BRAC Bank Limited. He was appointed as an independent Director to the Board of BRAC Bank Limited in October 2015.
Mr. Sattar has over 32 years of illustrious career in local and international banks. He has led The City Bank Limited and Eastern Bank Limited as the Managing Director & CEO in the last thirteen years. He is currently the Chairman of the Board of RSA Advisory Limited, an Asset Management Company and Partner of RSA Capital, a boutique Investment Bank. He started his career with ANZ Grindlays Bank as Management Trainee in 1981. He worked overseas with ANZ Grindlays Bank in Mumbai, India and Melbourne, Australia.
Mr. Sattar graduated in 1981 from Dhaka University with a Bachelors in Business Management (Honors) having a major in Finance. He was the Chairman of Association of Banker’s Bangladesh, the SWIFT User group in Bangladesh, the Board of City Brokerage Limited and City Bank Capital Resource Limited.
He was awarded The Best Leadership Award by Asian Banker in 2010.
Mr. Selim Reza Farhad Hussain is a Director of bKash Limited nominated by BRAC Bank Limited. He joined BRAC Bank Limited as the Managing Director & CEO on November 8, 2015. Mr. Hussain is a career banker and an immediate past CEO & Managing Director of IDLC Finance Limited who is widely recognized and highly acclaimed across the financial sector for being the architect of IDLC Finance’s meteoric rise over the past six years. He was also the Chairman of the Board of Directors from 2010 to 2012 of IDLC Finance’s two subsidiaries – IDLC Investments Limited and IDLC Securities Limited.
Mr. Hussain has an Honors degree in Accounting from Dhaka University and an MBA (Major in Finance) from the Institute of Business Administration, Dhaka University.
He worked in various roles with the two largest multi-national banks in Bangladesh, ANZ Grindlays Bank and Standard Chartered Bank, for twenty-four years, before moving to the IDLC Group in 2010. He has resided and worked in India and Australia for a significant period of his career. Prior to taking over the helm at IDLC Finance Limited, he was the Head of Finance & Strategy for Standard Chartered Bank\s Consumer Banking Division in Mumbai, India. Mr. Hussain was also the CFO of Standard Chartered Bank, Bangladesh, from 2002 to 2007. Mr. Hussain was also a Director at the Credit Rating Agency of Bangladesh (CRAB) and the Vice Chairman of the Bangladesh Leasing & Finance Co Association (BLFCA) since 2012.
Mr. Guoming Cheng is a Director of bKash Limited nominated by Alipay Singapore E-Commerce Private Limited. He is a Senior Director of Ant Group, the Head of Global Payment Partnerships which covers Ant Group’s payment joint ventures and partners in global market, including Korea, Hong Kong, Malaysia, Indonesia, Philippines, Thailand, India, Africa, Bangladesh and Pakistan, etc. He has decent experience in Fintech and online payment business. Before joining Ant, Mr. Cheng held various major positions in other renowned or listed companies, including J.P. Morgan, HSBC and AGTech Holdings Limited.
Mr. Kai Nin Kenny Man is a Director of bKash Limited nominated by Alipay Singapore E-Commerce Private Limited. He is the Senior Director & Head of International Investment at Ant Financial. As a representative of Ant Financial, he is actively involved in all overseas acquisition and investment decisions including bKash in Bangladesh, KT Consortium for the KBank license deal, Paytm in India, Ascend Money in Thailand, AlipayHK in Hongkong, TNG Digital in Malaysia and DANA in Indonesia.
Prior to this, Kenny Man was a senior investment director at Vision Knight Capital, a private equity and venture capital firm that managed total asset of 800 million dollars. He led the 91.com deal sold to Baidu for $1.9bn. He also led the deal that resulted in the inclusion of 500.com in the New York Stock Exchange. He was also involved in the withdrawal of PPS & Alice.
Prior to joining Vision Knight Capital, Man was the Director of the investment & acquisition team at Alibaba.com. During this time, Man formed the international merger & acquisition team at Alibaba and successfully closed a number of deals as well. Notable among these are Vendio, Octiva, SingleFeed of USA, and OnCard Payments of China. He also worked in the Corporate Finance team at Alibaba.
Before joining the investment team, Man was closely involved in Alibaba.com’s IPO deal.
Before Alibaba, Man assisted the COO of Pepsi China in strategic and operation planning as the Bottling Operation Planning Manager and also managed the Hong Kong and Macau restaurant market activities as the Market Development Manager.
Before Pepsi, Man had worked at consultancy McKinsey & Co in the corporate finance and strategy practice. There he counseled multinational companies on potential merger & acquisition and growth strategies in China.
He has an executive MBA from a joint degree program of Kellogg School of Management and Hong Kong University of Science and Technology, and a Bachelor of Commerce degree from Canada’s University of British Columbia.