Interest on Savings

Along with keeping money safe, you can also enjoy up to 3% Interest (per annum) on Savings on your bKash Account.

Interest is offered to bKash Customer Accounts only.

Interest Rate:

Balance/Slab

Rate p. a

BDT 5,000 – BDT 50,000

1%

BDT 50,001- BDT 100,000

2%

BDT 100,001 and more

3%

For an instance, if you keep a minimum balance of BDT 5,000 in your bKash Account throughout a month, do at least 2 transactions, and keep an average balance between BDT 5,000 and BDT 50,000 in that month, you will get 1% interest at an annual rate on the average balance of that month. VAT & AIT will be deducted as per Govt. rules.

Conditions for attaining interest:

  • Your Wallet Opening Form (KYC) must be accepted at bKash and your Account status must be active
  • You must do minimum 2 financial transactions (Cash In, Cash Out, ATM Cash Out, Payment, Send Money, or Mobile Recharge) in a calendar month
  • You need to maintain a minimum balance of Tk. 5,000 at any time of a calendar month.
  • You will earn interest on your wallet balance based on the slab of the average daily balance in a calendar month.
  • The interest amount will be credited after the necessary government TAX/VAT deduction to your bKash wallet
  • The cumulative amount of your earned interest will be disbursed in two terms  in a year

Service Activation:

Upon fulfilling the above-mentioned conditions, all existing and new bKash customers can earn interest; no service activation is required

Service Deactivation:

If you do not wish to receive interest on your bKash Wallet, please follow the steps below:

  • Call 16247 
  • Select language ( 1 for Bangla and 2 for English )
  • Press 5 for Interest on Savings and other information
  • Press 1 for interest-related information
  • Press 1 to discontinue receiving interest (If you want to reactivate your previously discontinued interest service please press 2)
  • You will be notified through an SMS after your status change request is processed.