Start your Savings with Dhaka Bank Limited through bKash App and grow your money safely!

Under Dhaka Bank's savings scheme, the monthly deposit will be automatically deducted from your bKash Account and you will get the total maturity amount (including interest) in your bKash Account at maturity. And you can also Cash Out the matured amount without any cost!

Details of the savings scheme of Dhaka Bank Limited

  • Deposit Amount: Tk. 500/1,000/2,000/3,000 per month
  • Term of Savings Scheme: 2/3/4 years
  • The current annual interest rate of the Savings scheme will be determined by Dhaka Bank Limited
  • AIT and Excise Duty will be applicable as per prevailing laws of the land

Learn how to start a Savings scheme from the bKash App

  • Tap on “Savings” from bKash App home screen
  • Tap “Open New Savings Scheme”
  • If you have an eTIN, please provide its information
  • Select Term (2/3/4 years), Deposit Frequency (monthly) and tap Proceed
  • Select Deposit Amount (Tk 500/1000/2000/3000) and tap Proceed
  • Select a scheme of Dhaka Bank Limited and see the total deposit amount
  • Enter Nominee-related information and tap Proceed
  • Select Savings purpose and tap Confirm
  •  After reviewing Savings Summary, tap Confirm
  •  Tap Accept after reviewing Savings Terms & Conditions
  •  Enter your PIN on the PIN Screen
  •  Tap and hold to start Savings
  •  You will get a confirmation from both Dhaka Bank Limited and bKash on the next screen if the request submission is successful

Now you have successfully opened your Savings Scheme digitally. Keep  sufficient balance in your bKash Account on the specific date of every month and Cash Out the total amount with profit at maturity without any charge!

You must know the following issues related to the savings scheme

  • You can open multiple savings schemes from your bKash App
  • You can change the nominee information if needed
  • There is no hidden/additional charge for the Savings scheme from bKash/Dhaka Bank Limited
  • Upon completing a Savings Scheme to maturity and having the savings maturity amount disbursed into the bKash user’s account, if the bKash user fully or partially cashes out the savings maturity amount the corresponding cash out fee borne by the user will be offset by bKash.
  • The savings scheme with Dhaka Bank Limited cannot be cancelled before completion of 3 months. However, you can request for early encashment any time after completing 3 months
  • bKash shall not be responsible if anyone using your PIN, Verification Code and other information fraudulently cancels the savings facility through this platform
  • If you want to close your Savings Scheme before the maturity date, you may not receive the full interest as per your chosen Savings Scheme. For more information, related to forgone interest income and other charges (if any) please see Dhaka Bank Limited’s T&C
  • If you do not have sufficient fund in your bKash Account or your account is not in active status at the time of attempted debit transaction, the transaction will fail and bKash will retry to debit your account on the following seven consecutive days. If the debit transaction fails due to insufficient balance or account status, you may not be entitled to potential interest earnings from the Savings Scheme Provider/Bank for that specific day. If the debit transaction fails at the last attempt it will be considered as a missed instalment and you will not be entitled to potential interest earnings from the Savings Scheme Provider/Bank related to the relevant deposit amount
  • The interest rate on the savings shall be determined solely by Dhaka Bank Limited
  • bKash reserves the right to change or amend any of the terms & conditions mentioned above at any time without prior notice to bKash Customer