Interest on Savings
Along with keeping money safe, you can also enjoy up to 3% Interest (per annum) on Savings on your bKash Account.
Interest is offered to bKash Customer Accounts only.
Interest Rate:
Balance/Slab |
Rate p. a |
BDT 5,000 – BDT 50,000 |
1% |
BDT 50,001- BDT 100,000 |
2% |
BDT 100,001 and more |
3% |
For an instance, if you keep a minimum balance of BDT 5,000 in your bKash Account throughout a month, do at least 2 transactions, and keep an average balance between BDT 5,000 and BDT 50,000 in that month, you will get 1% interest at an annual rate on the average balance of that month. VAT & AIT will be deducted as per Govt. rules.
Conditions for attaining interest:
- Your Wallet Opening Form (KYC) must be accepted at bKash and your Account status must be active
- You must do minimum 2 financial transactions (Cash In, Cash Out, ATM Cash Out, Payment, Send Money, or Mobile Recharge) in a calendar month
- You need to keep a minimum balance of Tk. 5,000 every day of a calendar month.
- You will earn interest on your wallet balance based on the slab of the average daily balance in a calendar month.
- The interest amount will be credited after the necessary government TAX/VAT deduction to your bKash wallet
- The cumulative amount of your earned interest will be disbursed in two terms in a year
Service Activation:
Upon fulfilling the above-mentioned conditions, all existing and new bKash customers can earn interest; no service activation is required
Service Deactivation:
If you do not wish to receive interest on your bKash Wallet, please follow the steps below:
- Call 16247
- Select language ( 1 for Bangla and 2 for English )
- Press 5 for Interest on Savings and other information
- Press 1 for interest-related information
- Press 1 to discontinue receiving interest (If you want to reactivate your previously discontinued interest service please press 2)
- After your status change request is processed, you will be notified through an SMS.